Terms and Conditions of Use of The Royal Bank of Scotland plc's Business Banking Switch Website.

1. General

This website is owned and maintained by The Royal Bank of Scotland plc. The use of this website is subject to the following terms and conditions which you should read carefully. By using this website you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this website.

2. Definitions

"participant bank" means a bank providing an offer to relevant customers under Business Banking Switch.

“Business Banking Switch” means the scheme, as approved by the European Commission, to encourage relevant customers to switch their business current account to a participant bank.

"offer" or “switching offer” means an offer provided by a participant bank to relevant customers. In providing you with a view of the offers we are not able to guarantee the availability of any offer set out as you will need to deal with the participant bank directly to switch your account.

“relevant customers” means SME banking customers (with an annual turnover of £25 million or less at an individual company level) of the business previously described as Williams & Glyn.

"we" "us" and "our" means The Royal Bank of Scotland plc, Registered in Scotland No 83026. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Royal Bank of Scotland plc is entered on the Financial Services Register and its Register number is 114724. The Financial Services Register can be accessed at www.fca.org.uk/register. The registered VAT number is GB 243852752.

"website" means https://businessbankingswitch.rbs.co.uk/

"you" or "your" means the person accessing or using this website.

3. Use of Website

3. 1 The information provided on this website or in any communication containing a link to this site is for personal use and information purposes only and is not intended for distribution to, or use by, any person or entity in any jurisdiction in any country where such distribution or use would be contrary to law or regulation or which would subject any member of The Royal Bank of Scotland Group ("the RBS Group") to any registration requirement within such jurisdiction or country.

3.2 Where any opinions are expressed on this website, they are provided by the RBS Group for personal use and for informational purposes only. Unless otherwise stated on the product pages, the services and products on this website are intended for use by residents of the UK only, and are not aimed at or intended for use by residents of any other jurisdiction. Where any information on this website constitutes a financial promotion for the purposes of the Financial Services and Markets Act 2000, it is issued and approved by us for distribution and use in the UK only.

4. Service

We provide a service which enables you to view switching offers from participant banks. We do not provide financial, investment or other advice in relation to the switching offers, nor do we provide a recommendation or endorsement of any offer.

5. Validity of Offers

5.1 The content or special conditions relating to offers are set by the participant banks. If you view an offer and would like to see how long it is valid for or any special conditions relating to it, please contact the relevant participant bank or click through the links contained on our website to the participant bank’s website (where available). Participant banks’ offers may be updated and amended on a regular basis so the offers shown are subject to change.

5.2 In order to apply for any of the offers described on our website you must contact the participant bank. When an offer is shown on this website you will also find a direct link to the participant bank's website. For some offers you may need to or choose to complete your transaction over the telephone. The contact details of the participant bank are listed on their website(s).

6. Exclusion of Liability

6.1 These 'Exclusion of Liability' provisions should be read carefully as they exclude or limit our legal liability in connection with your use of this website. Nothing in these terms and conditions and in particular within the 'Exclusion of Liability' clauses shall attempt to exclude liability that is not permissible to exclude under applicable law, including without limitation, for death or personal injury, or for fraudulent misrepresentation.

6.2 Nothing in these terms and conditions shall exclude or limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules which we are bound to comply with.

6.3 While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

6.4 We accept no liability however caused (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

  • economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
  • loss of goodwill or reputation; or
  • loss or damage which was not reasonably foreseeable suffered or incurred arising out of or in connection with your use of this website and/or these terms and conditions.

6.4 Access to and use of this website is at your own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

6.5 To provide increased value to users of this website, we provide links to other websites or resources (that are not part of the RBS Group) for you to access at your sole discretion. You acknowledge and agree that, as you have chosen to enter the linked website we are not responsible for the availability of such external sites or resources, and that we do not review or endorse and shall not be responsible or liable, directly or indirectly, for (i) the privacy practices of such websites, (ii) the content of such websites, including (without limitation) any advertising, content, products, goods or other materials or services on or available from such websites or resources or (iii) the use that others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

7. Intellectual Property

7.1 All intellectual property rights in and to this website, including but not limited to, any copyright material, trade marks (whether registered or unregistered), trade names, brands, logos and devices belong to us or to third parties who, have granted us permission to use them. Subject to clause 7.2, you must not use, copy or otherwise replicate any of the intellectual property rights in this website unless you have written permission from us or the owner to do so.

7.2 You may download or copy the content and other downloadable items displayed on this website for personal non business use only, (i.e. to assist with a purchasing decision), provided that you are not otherwise breaching these Terms and Conditions.

8. Privacy Policy

8.1 We will comply with all applicable data protection legislation from time to time in force in respect of the personal data we collect from you. To find out more about how we use your information view our Privacy Policy.

8.2 If you decide to pursue or make further queries about an offer through this website you will be directed to the participant bank’ s website and the information you have provided may be passed to such providers to allow them to deal with your request. Those product or service providers will be subject to their own terms and conditions and each product or service provider may have a different privacy policy from ours.

9. Third Party Websites

9.1 This website contains links to websites operated by third parties. We do not accept responsibility or liability for the content of any third party website, as this is outside of our control.

9.2 Links are provided for convenience only and inclusion of any links should not be taken to imply endorsement in any way of the site to which it links.

10. Advice

The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute the offer or provision of financial, investment or other professional advice in any way. In particular, you should obtain advice from a qualified financial advisor before making any investment decision.

11. Regulatory Information

11.1 The Royal Bank of Scotland plc, Registered in Scotland No 83026. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Royal Bank of Scotland plc is entered on the Financial Services Register and its Register number is 114724. The Financial Services Register can be accessed at www.fca.org.uk/register. The Bank's registered VAT number is GB 243852752.

11.2 Persons dealing with any member of the RBS Group outside the UK are not covered by the rules and regulations applicable for the protection of investors in the UK.

12. Changes to Website

The contents of this website, including these terms and conditions of use, are subject to change by us without notification and the RBS Group shall not be obliged to remove any outdated information from the website or to expressly mark it as being outdated.

13. Internet communications

In order to maintain the security of its systems, protect its staff and detect fraud and other crimes, the RBS Group reserves the right to monitor all internet communications, including web and email traffic, into and out of its domain. Monitoring includes (without limitation) checks for viruses and other malignant code, criminal activity, and use of content that is unauthorised or unlawful or material that may cause offence in any way.

14. Jurisdiction and Enforceability

14.1 In the event any provision of these terms and conditions of use and access of this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

14.2 The terms and conditions of use of this website are governed by the laws of Scotland and any dispute regarding this website shall be subject to the non-exclusive jurisdiction of the Scottish courts.